Best Health Insurance Plan

Best Health Insurance Plan In India

Buy Now To Make shield of Cover over you and your family.

Make health insurance your shield against CORONAVIRUS. Also save tax u/s 80D till 30th Jun 2020

Religare health insurance is the best health insurance plan present today India with below benefits:

Best Health Insurance  Plan
Best Health Insurance  Plan
eatures/ Plan (SI)Care 4 (5,7,10 Lacs)
Elite
Care 5 (15,20,25,30,40 Lacs)
Elite Plus
In patient hospitalizationUpto Sum InsuredUpto Sum Insured
Pre-hospitalization30 days30 days
Post-hospitalization60 days60 days
Day Care TreatmentsYesYes
Room RentSingle Private RoomSingle Private Room
(upgradable to next level)
ICU chargesNo Sub-LimitNo Limit
Ambulance CoverRs.2,000/ hospitalizationRs.2,500/ hospitalization
Domicilliary hospitalizationUpto 10% of SIUpto 10% of SI
Health Check-upYes, all membersYes, all members
Recharge of SIYesYes
No Claim BonusYesYes
Organ Donor CoverRs.100,000Rs.200,000
Second opinionYesYes
Alternative TreatmentsUpto Rs.20,000Upto Rs.30,000

Policy Terms :

Minimum entry age91 days
Maximum ageNo age bar
RenewalLifelong Renewability. The Policy can be renewed under the then prevailing
Health Insurance Product or its nearest substitute approved by IRDA.
Renewal premiumPremium payable on renewal and on subsequent continuation of cover arc subject to change with prior approval from IRDA.
Co-paymentNo Co-payment in policy, if age of the eldest member insured with us at the time of first policy is below 61 years.
20% Co-payment will be applicable in policy, if age of the eldest member insured with us at the time of first policy is 61 years or above 61 years i.e. you will have to pay 20% of the claim amount under the policy, if any. We pay the rest.
Waiting period30 days for any illness except injury
Waiting period for pre-existing illnessesFour years of continuous coverage
Change in sum insuredYou can enhance your sum insured under the policy only upon renewal
Grace period30 days from the date of expiry to renew the policy

Plans Exclusion

  • Any diagnosis of diseases / undergoing of surgery / occurrence of event, whose signs or symptoms first occur within 30 days of Policy Period Start date.
  • Expenses attributable to self-inflicted injury (resulting from suicide, attempted suicide)
  • Expenses arising out of or attributable to alcohol or drug use/misuse/abuse
  • Medical expenses incurred for treatment of AIDS
  • Treatment arising from or traceable to pregnancy and childbirth, miscarriage, abortion and its consequences
  • Congenital disease
  • Tests and treatment relating to infertility and in vitro fertilization.
  • War, riot, strike, nuclear weapons induced hospitalization

Buy Now To Make shield of Cover over you and your family. Buy Best health insurance plan and get your shield against CORONAVIRUS. Also save tax u/s 80D till 30th Jun 2020

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